Important Legal Information.
The information in this Internet site (the "Site") is directed at, and is intended for distribution to, and use by, persons in the U.S. only. It is not intended for distribution to, or use by, any person in any other jurisdiction.
By connecting to and using this Site, you are indicating that you agree to be bound by all of the terms and conditions set forth on this page.
Neither the information nor any opinion expressed in the Site constitutes an offer by the Finance Authority of Maine, the State of Maine or any of the Merrill Lynch group of companies to buy or sell any securities or financial instruments or to provide any investment advice or service. For information about the NextGen College Investing Plan®, you must review the NextGen College Investing Plan Program Description.
The value and income of the financial instruments mentioned in the Site can fall as well as rise and an investor may get back less than invested. Past performance is not a guide to future performance.
The investment services and products mentioned in the Site may have tax consequences; therefore, it is important to bear in mind that the NextGen College Investing Plan, the Finance Authority of Maine, the State of Maine, and the Merrill Lynch group do not provide any tax analysis or advice. The levels and bases of taxation can change. Investors' tax affairs are their own responsibility and investors should consult their own attorneys or tax advisors in order to understand the tax consequences of any product(s) or service(s) mentioned in the Site.
The content available through this Site is the property of the Finance Authority of Maine or its licensors and protected by copyright and other intellectual property laws. Content received through this site may be displayed, reformatted and printed for your personal, noncommercial use only. You agree not to reproduce, retransmit, distribute, disseminate, sell, publish, broadcast or circulate the contents received through this Site to anyone, including but not limited to others in the same company or organization, without the express prior written consent of the Finance Authority of Maine, with this one exception: You may, on an occasional and irregular basis, disseminate an insubstantial portion of the content from this Site, for a noncommercial purpose, without charge, and transmitted in non-electronic form, to a limited number of individuals, provided you include all copyright and other proprietary rights notices with such portion of the content in the same form in which the notices appear in this Site, original source attribution, and the phrase "Used with the permission from the Finance Authority of Maine." You agree not to annotate or supplement the Site. You may not post any content from this Site to newsgroups, mail lists, or electronic bulletin boards without prior written consent of the Finance Authority of Maine.
THIS SITE INCLUDES FACTS, VIEWS, OPINIONS AND RECOMMENDATIONS OF INDIVIDUALS AND ORGANIZATIONS BELIEVED OF INTEREST. THE FINANCE AUTHORITY OF MAINE AND ITS CONTENT LICENSORS, INCLUDING MERRILL LYNCH, CANNOT AND DO NOT WARRANT THE ACCURACY, COMPLETENESS OR TIMELINESS, OR FITNESS FOR A PARTICULAR PURPOSE OF, OR OTHERWISE ENDORSE, UPDATE, INVESTIGATE, OR CONFIRM IN ANY WAY ANY OF THESE VIEWS, OPINIONS OR RECOMMENDATIONS, OR OF ANY THIRD PARTY SITE OR INTERNET INFORMATION THAT YOU MAY REACH VIA THIS SITE. NEITHER THE FINANCE AUTHORITY OF MAINE, NOR ITS CONTENT LICENSORS, INCLUDING MERRILL LYNCH, SHALL BE LIABLE TO YOU OR ANYONE ELSE FOR ANY LOSS OR INJURY RESULTING FROM THE USE OF THIS SITE, CAUSED IN WHOLE OR PART BY ITS NEGLIGENCE OR CONTINGENCIES BEYOND ITS CONTROL IN PROCURING, COMPILING, INTERPRETING, REPORTING OR DELIVERING THIS SITE AND ANY CONTENT THROUGH THIS SITE. IN NO EVENT WILL THE FINANCE AUTHORITY OF MAINE OR ITS LICENSORS, INCLUDING MERRILL LYNCH, BE LIABLE TO YOU OR ANYONE ELSE FOR ANY DECISION MADE OR ACTION TAKEN BY YOU IN RELIANCE ON SUCH CONTENT OR THIS SITE. THE FINANCE AUTHORITY OF MAINE AND ITS LICENSORS SHALL NOT BE LIABLE TO YOU OR ANYONE ELSE FOR ANY DAMAGES OTHER THAN DIRECT DAMAGES (INCLUDING, WITHOUT LIMITATION, CONSEQUENTIAL, SPECIAL, INCIDENTAL, INDIRECT, OR SIMILAR DAMAGES) EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
We may change the terms governing use of this Web Site and/or its content and/or features, by posting such new and/or modified terms here (in the Legal, Trademark and On-Line Privacy Notices section of the Web Site), and without sending you email or papermail. Such changes will be effective as soon as posted here. Such changes will not modify or supplement any terms of any Participation Agreement or other agreement that you have entered.
Regarding any materials that you may download from this Web Site, you are responsible for obtaining, updating, and using virus checking and removal software.
Any dispute or issue regarding this Web Site or its use or contents will be governed by the law of the State of Maine.
Trademark Notices
NextGen® and NextGen College Investing Plan® are registered trademarks of the Finance Authority of Maine.
On-Line Privacy
The Finance Authority of Maine wants visitors to this Site to know that we are as concerned as you are about the privacy of any personal information that you may provide to us through this Site.
When you visit this Site, you are not required to provide any personal information unless you choose to do so. Our web server will recognize the domain name from which you are accessing this Site and certain other technical facts (such as the operating system and web browser that you are using), but not your e-mail address or other personally-identifying information. We currently do not use any "cookie" technology on this Site. If we add any cookies in the future, we will change this notice to explain how such cookies are used.
When you click on links (including advertising banners, if any) which take you to Internet sites not operated or controlled by Financial Authority of Maine, you will be subject to privacy policies of the operators of such other sites. While we support the protection of privacy on the Internet, we expressly disclaim any and all liability for the actions of third parties, including without limitation actions relating to the use and/or disclosure of your personal information by third parties.
This privacy policy is subject to change. In the event of any change, we will provide notice of such change on this page.
